Term Deposit Account

This Account offers attractive interest rates. Whether you are saving for a short-term goal or long-term wealth, you can choose the tenure that suits your financial plan while keeping your capital secure.

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Minimum Opening BalanceUSD100 or Equivalent   
 Monthly Interest Payment
 TermKHRUSDTHB
 3 Months3.00%2.75%0.75%
 6 Months3.75%3.25%1.25%
 9 Months4.50%4.00%2.25%
 12 Months5.25%4.75%3.25%
 24 Months5.25%4.75%3.25%
 36 Months5.25%4.75%3.25%
 48 Months5.25%4.75%3.25%
 60 Months5.25%4.75%3.25%
 Maturity Interest / Payment
 3 Months3.25%3.00%1.00%
 6 Months4.00%3.50%1.50%
 9 Months4.75%4.25%2.50%
 12 Months5.50%5.00%3.50%
 24 Months5.50%5.00%3.50%
 36 Months5.50%5.00%3.50%
 60 Months5.50%5.00%3.50%
Withdrawal conditionsNot allowed for partial withdrawal   
Rollover Condition at maturity(1) Principal only (2) Principal and interest (3) Close on maturity   
Interest Payment(1) Monthly interest payment (2) on maturity date (3) Upon account closure   
Break before maturityReceive savings interest rate   
Service FeesMonthly service:Free of charge
 Fixed Deposit certificate:Free of charge
 Mobile Banking:Free of charge 
Withholding tax6% for residents and 14% for non-residents
Term Deposit CertificateRe-issuing a Term Deposit Certificate Fee of $3.00

Benefits

  • Earn superior returns on your investment with our competitive fixed rates.
  • Choose a deposit tenure that fits your needs, ranging from 3 month up to several years.
  • Available in both Khmer Riel (KHR), US Dollar (USD) Thai Bath (THB).

How to Open an Account

  • Start your banking journey with us today. Opening an account is quick, simple, and convenient. You can get started through any of the following:
    • Visit our nearest branch to speak with our staff directly.
    • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111
    • Simply fill out the application.
  • Required Documents
    • Cambodian:
      • Age: 18 years old.
      • Valid National Identification Card (NID)/Valid Passport
    • Foreigner:
      • Age: 18 years old.
      • Original and valid passport with a valid visa
      • Proof of residence in Cambodia if an individual is physically present in Cambodia for more than 182 days during the calendar year
    • Attached Resident Status:
      • Employment Letter (No longer than 6 months from signing date) / Valid Employment Contract or
      • Valid foreign work permit, valid rental agreement, or
      • Valid patent / Company Extract/Business Permission indicate customer's name on it

Terms and Conditions

  • Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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