Micro Business Loan

Micro Business Loan is a flexible financing solution designed to support micro-entrepreneurs and self-employed individuals in meeting their business financing needs. This product provides accessible funding to help customers strengthen working capital, expand operations, and stabilize income-generating activities for sustainable business growth.

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Detail Information

  • Eligibility
    This loan is specifically designed for micro-entrepreneurs and individuals at the grassroots level.
    • Small and medium-sized enterprises that are legally registered and operating in compliance with applicable laws.
    • Business owners
    • Demonstrated business operations with clear and verifiable cash flow
    • Cambodian citizens with a valid national identification document
    • Aged between 18 and 65 years old
    • Permanently residing in the country
    • Ability to demonstrate repayment capacity based on income and cash flow
    • Acceptable credit history in accordance with the Bank’s credit assessment standards
       
  • Product Features
    • Currency: KHR/USD/THB
    • Tenure: Up to 7years
    • Loan Size: From USD500 Up to USD10,000
    • Interest Rate (p.a.): Negotiable
    • Processing Fee: Negotiable
    • Payment Method: Flexible

Requirements Documents

  • Valid National Identification Card or Passport or Civil Servant Identification
  • Family Book or Residence Certificate 
  • Business registration certificate, patent tax certificate, or other legal business licenses
  • Financial statements or income records (e.g. balance sheet, profit & loss statement, cash flow)
  • Collateral documents 
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

  • Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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