SME Loan

Small and Medium Enterprise (SME) Loan is designed to support individuals with stable income who require higher financing for personal needs or income-generating activities. This product offers structured financing with appropriate repayment terms to ensure affordability, financial stability, and long-term planning.

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Detail Information

  • Eligibility
    Our SME Loan is tailored for a diverse range of ambitious individuals. Whether you are running a family store, managing a growing enterprise, or have a stable income and wish to invest in a side business, we are here to support you.
    • Small and medium-sized enterprises that are legally registered and operating in compliance with applicable laws.
    • Business owners
    • Demonstrated business operations with clear and verifiable cash flow
    • Cambodian citizens with a valid national identification document.
    • Aged between 18 and 65 years old.
    • Permanently residing in the country.
    • Ability to demonstrate repayment capacity based on income and cash flow.
    • Acceptable credit history in accordance with the Bank’s credit assessment standards.
       
  • Product Features
    • Currency: KHR/USD.
    • Tenure: Up to 10 years.
    • Loan Size: From USD 50,001 Up to USD 200,000.
    • Interest Rate (p.a.): Negotiable.
    • Processing Fee: Negotiable.
    • Payment Method: Flexible.

Requirements Documents

  • Valid National Identification Card, Passport, or Civil Servant Identification.
  • Family Book or Residence Certificate.
  • Proof of income or business activity (e.g., salary slip, employment confirmation letter, business license, or income statement).
  • Collateral documents.
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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