Bakong: SBI Bank (Cambodia)

Detail Information

Bakong is the latest generation of mobile payments and banking platforms initiated by the National Bank of Cambodia. SBI Bank (Cambodia) is a member of Bakong. Under this membership, SBI Bank (Cambodia) customers can conduct money transfers (send and receive) between the SBI Bank (Cambodia) Mobile app and the Bakong app, perform seamless cross-bank transfers (to other Bakong members), and use QR codes to make and receive payments without any charges.

Fee and Charge for Money Transfer

No	Transaction Type	Transaction Amount	Daily Limit	Fee Charge
1	Transfer to Bakong Wallet	≤ USD 10,000 KHR 40,000,000	≤ USD 10,000 KHR 40,000,000	Free of Charge
2	Transfer to Bakong Other Banks	≤ USD 50,000 KHR 200,000,000	≤ USD 50,000 KHR 200,000,000	Free of Charge

Incoming transactions are free of charge.
All outgoing transactions are free of charge.

Cash-In and Cash-Out with Bakong Wallet

All Bakong users can visit SBI Bank (Cambodia) branches to cash in/cash out their funds from their Bakong Wallet by using KHQR.

No	Transaction Type	Transaction Amount	Daily Limit	Fee Charge
1	Cash Deposit	≤ USD 2,500 KHR 10,000,000	≤ USD 2,500 KHR 10,000,000	Free of Charge
2	Cash Withdrawal	≤ USD 2,500 KHR 10,000,000	≤ USD 2,500 KHR 10,000,000	Free of Charge

Benefits

Send and receive money in real-time between member banks across Cambodia.
Enjoy making payments and transfers without any additional service charges.
Pay easily at thousands of merchants nationwide using KHQR.
High-level encryption technology keep your transactions safe.
Perform banking tasks anytime, anywhere, directly from your smartphone.

Key Features

Experience seamless and instant inter-bank transfers and easy QR payments across Cambodia with the Bakong system, integrated directly into your SBI Bank (Cambodia) app.

Real-time Fund Transfer

Transfer money instantly between SBI Bank (Cambodia) and other Bakong member banks or microfinance institutions.

KHQR Payment

Scan any KHQR code to pay merchants or receive payments easily without worrying about which bank they use.

Cross-Border Payment

Conveniently make payments or transfers to supported neighboring countries through the Bakong network.

Transaction History & E-Receipt

Keep track of all your spending and receive digital receipts for every successful transaction.

How to Use Bakong App

Bakong is a next-generation payment system initiated by the National Bank of Cambodia (NBC) that allows you to transfer money and pay via KHQR across different banks instantly.