Commercial Loan

Empower your business growth with our Commercial Loan solutions. Whether you need working capital to manage daily operations, funds to expand your infrastructure, or capital to purchase new assets, our Commercial Loan offers the financial leverage you need. We provide tailored financing strategies designed to align with your business cycle and long-term objectives.

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Potential Customers and Business Types

  • Small & Medium-Sized Business enterprises and individuals operate legally under local regulations in Cambodia. Types Business Entities :
    • Private Limited, or
    • Partnership, or
    • Professional, or
    • Sole proprietorship, or
    • Financial Institution
    • Individuals

Product Features

  • Available in various currencies: KHR, USD, THB
  • Loan Amount: up from $200K
  • Low Interest Rate: 8.5% (Negotiable)
  • Loan Term up to 10 years
  • Flexible Repayment Modes (EMI & EMP)
  • Refinancing fund
  • Collateral properties:
    • For hard title: Maximum of 70% for property with land and building, and maximum of 60% for vacant and farmland
    • For soft title: Maximum of 50% for property with land and building and maximum of 40% for vacant and farmland. Soft title is needed to be issued by District Level.

Benefits

  • Benefit from attractive rates that minimize your cost of capital and maximize profitability.
  • Access substantial funding limits tailored to the scale of your business needs.
  • Repayment schedules are customized to align with your business cash flow and financial capabilities.
  • We understand that time is money. Our streamlined assessment process ensures you get access to funds when you need them most.
  • Receive personalized advice and service from our expert relationship managers.

How to Open an Account

  • Getting the capital your business needs is straightforward. We have streamlined our application process to ensure you receive your funding as quickly as possible.
  • You can apply for loans as follows:
    • Visit our nearest branch to speak with our staff directly.
    • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111.
    • Simply fill out the application.

Requirements Documents

  • Valid National Identification Card, Passport, or Civil Servant Identification.
  • Family Book or Residence Certificate.
  • Proof of income or business activity (e.g., salary slip, employment confirmation letter, business license, or income statement).
  • Collateral documents.
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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