Future Plan Account

Turn your dreams into reality with disciplined savings. The Future Plan Account is designed to help you achieve specific financial goals—whether it is a dream wedding, a child’s education, a new home, or a luxury vacation. By saving a fixed amount every month, you build a secure future while earning higher interest rates than a standard savings account.

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ConditionsDescription
Interest paymentEnd of Maturity
Minimum Monthly Deposit Amount80,000 KHR20 USD800 THB
Frequency Deposit & Withdrawal

Deposit

  • Monthly
  • Customers can transfer money from savings accounts or request a standing order

Withdrawal

  • This account does not allow for withdrawal (break the account
Other condition

Customers must choose a fixed amount of monthly deposit, but can deposit more than the fixed amount, and will get both the bonus rate and base rate. bonus rate paid if customers deposit every month following the contracted amount and no later than 5 days. Deposit less than the amount of the contract or more than 5days (offer Base Rate 2%. p.a.

  • Deposit over the amount in the contract, offer both Base Rate & Bonus Rate.
  • In case the customer breaks the term (early close before maturity), the paid interest will be the same as the savings account rate.
Terms and Interest   
TermsBase RateBonus RateTotal Rate
 KHR – USDKHR – USDKHR – USD
2 Months2%0.25%2.25%
3 Months2%0.50%2.50%
4 Months2%0.75%2.75%
5 Month2%1.00%3.00%
6 Months2%1.50%3.50%
7 Months2%1.75%3.75%
8 Months2%2.00%4.00%
9 Months2%2.25%4.25%
10 Months2%2.50%4.50%
11 Months2%2.75%4.75%
12 Months2%3.25%5.25%
24 Months2%Year 13.25%Year 15.25%
Year 23.50%Year 25.50%
36 Months2%Year 13.75%Year 15.75%
Year 2Year 2
Year 34.00%Year 36.00%
Interest rate Currency THB 
Interest rate1%

Benefits

  • Earn attractive interest rates that help your savings grow faster than a standard account, combating inflation over the long term.
  • Designed specifically to help you reach major life milestones, such as funding a child’s education, buying a dream home, or planning for a comfortable retirement.
  • Encourages a consistent savings habit, ensuring you stay on track to meet your future financial targets.
  • Choose a tenure and deposit plan that aligns perfectly with your timeline and financial capacity.

How to Open an Account

  • Start your banking journey with us today. Opening an account is quick, simple, and convenient. You can get started through any of the following:
    • Visit our nearest branch to speak with our staff directly.
    • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111
    • Simply fill out the application.
  • Required Documents
    • Cambodian:
      • Valid National Identification Card (NID)/Valid Passport
    • Foreigner:
      • Original and valid passport with a valid visa
      • Proof of residence in Cambodia if an individual is physically present in Cambodia for more than 182 days during the calendar year
    • Attached Resident Status:
      • Employment Letter (No longer than 6 months from signing date) / Valid Employment Contract or
      • Valid foreign work permit, valid rental agreement, or
      • Valid patent / Company Extract/Business Permission indicate customer's name on it.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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