Revolving Loan

A flexible financing facility that allows businesses to draw down, repay, and redraw funds within an approved credit limit throughout the loan tenor. This product is designed to support ongoing working capital needs and help businesses manage fluctuating cash flow efficiently. With interest charged only on the outstanding balance, the Revolving Loan enables efficient use of funds, supports daily operations, and provides liquidity to sustain business growth and stability

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Detail Information

Eligibility
Our Revolving Loan is designed for business owners and corporate entities that experience frequent cash-flow fluctuations or require immediate access to standby capital.

  • Legally registered businesses with active operations
  • Business owners
  • Demonstrated and stable business cash flow
  • Ability to repay based on business income and transaction history
  • Valid business registration and identification document
  • Acceptable credit history in accordance with the Bank’s credit assessment standards
     

Product Features

  • Currency: KHR USD THB
  • Collateral: Soft & Hard Title Deed and Fixed Deposit Certificate
  • Tenure: Up to 10years
  • Loan Size: From USD10,001 Up to USD200,000
  • Interest Rate (p.a.): Negotiable and charged only on the outstanding utilized amount.
  • Processing Fee: Flexible
  • Payment Method: Flexible repayment; principal repayments restore the available credit limit

Benefit

  • Withdraw funds whenever you need them and only pay interest on the amount actually used.
  • Once you repay the principal, the credit limit becomes available for use again without re-applying.
  • Perfect for managing seasonal business demands and bridging short-term financial gaps.
  • Reduces unnecessary interest costs compared to a standard term loan, as you only use what is necessary.
  • Acts as a standby safety net, giving you peace of mind and the ability to seize business opportunities instantly.

How to Apply Loan

Getting the capital your business needs is straightforward. We have streamlined our application process to ensure you receive your funding as quickly as possible. You can apply for loans as follows:

  • Visit our nearest branch to speak with our staff directly.
  • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111
  • Simply fill out the application.

Requirements Documents

  • Valid National Identification Card, Passport, or Civil Servant Identification
  • Family Book or Residence Certificate
  • Business registration certificate, patent tax certificate, or other legal business licenses
  • Financial statements or income records (e.g. balance sheet, profit & loss statement, cash flow)
  • Collateral documents
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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