Commercial Loan

Our Commercial Loan for Legal Entities is specifically designed to provide businesses with the necessary capital to expand operations, purchase equipment, or manage working capital. With competitive rates and customized repayment plans, SBI Bank (Cambodia) is committed to being the financial backbone of your corporate success.

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Detail Information

Eligibility and Business Types:

  • Small & Medium-Sized Business enterprises and individuals
  • operate legally under local regulations in Cambodia. Types Business Entities
    • Private Limited
    • Partnership
    • Sole proprietorship
    • Financial Institution

Product Features

  • Available in various currencies: KHR, USD, THB
  • Loan Amount: up from $200K
  • Low Interest Rate: 8.5% (Negotiable)
  • Loan Term up to 10 years
  • Flexible Repayment Modes (EMI & EMP)
  • Refinancing fund
  • Collateral properties:
    • For hard title: Maximum of 70% for property with land and building, and maximum of 60% for vacant and farmland
    • For soft title: Maximum of 50% for property with land and building and maximum of 40% for vacant and farmland. Soft title is needed to be issued by District Level.

Benefits

  • Access high loan limits tailored to the scale and financial capacity of your business.
  • Benefit from attractive rates that minimize your borrowing costs and maximize profitability.
  • Choose a repayment schedule that aligns with your business's cash flow cycles.
  • Efficient and professional evaluation to ensure you get the funds when your business needs them most.
  • Our relationship managers provide expert guidance throughout the loan application and management process.

How to Apply Loan

  • Getting the capital your business needs is straightforward. We have streamlined our application process to ensure you receive your funding as quickly as possible. 
  • You can apply for loans as follows:
    • Visit our nearest branch to speak with our staff directly.
    • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111.
    • Simply fill out the application.

Requirements Documents

  • Valid National Identification Card, Passport, or Civil Servant Identification.
  • Family Book or Residence Certificate.
  • Business registration certificate, patent tax certificate, or other legal business licenses
  • Financial statements or income records (e.g. balance sheet, profit & loss statement, cash flow)
  • Collateral documents.
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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