Micro Business Loan

A flexible financing solution designed to support micro-entrepreneurs and self-employed individuals in meeting their business financing needs. This product provides accessible funding to help customers strengthen working capital, expand operations, and stabilize income-generating activities for sustainable business growth.

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Detail Information

Eligibility
This loan is for entrepreneurs who need a small amount of capital to buy daily stock, pay for minor repairs, or bridge short-term cash flow gaps. We focus on hardworking individuals with a consistent daily or weekly income who are looking for a trustworthy financial partner to help sustain and grow their livelihood.

  • Salaried employees, professionals, or self-employed Individuals.
  • Cambodian citizens with a valid national identification document.
  • Aged between 18 and 65 years old.
  • Permanently residing in the country.
  • Ability to demonstrate repayment capacity based on income and cash flow.
  • Acceptable credit history in accordance with the Bank’s credit assessment standards.

Product Features

  • Currency: KHR/USD/THB.
  • Tenure: Up to 7 years.
  • Loan Size: From USD 10,001 Up to USD 50,000.
  • Interest Rate (p.a.): Negotiable.
  • Processing Fee: Negotiable.
  • Payment Method: Flexible.

Benefit

  • processing and approval to meet your urgent business needs and daily expenses.
  • Simplified documentation and collateral options designed for micro-entrepreneurs and family businesses.
  • Small loan amounts with manageable installments that help you grow your business step-by-step without heavy financial pressure.

How to Apply Loan

Getting the capital your business needs is straightforward. We have streamlined our application process to ensure you receive your funding as quickly as possible. You can apply for loans as follows:

  • Visit our nearest branch to speak with our staff directly.
  • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111
  • Simply fill out the application.

Requirements Documents

  • Valid National Identification Card, Passport, or Civil Servant Identificatio
  • Family Book or Residence Certificate
  • Proof of income or business activity (e.g., salary slip, employment confirmation letter, business license, or income statement)
  • Collateral Documents
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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