Term Deposit Account

Our Fixed Deposit Account offers attractive interest rates higher than standard savings accounts, making it the perfect low-risk investment. Whether you are saving for a short-term goal or long-term wealth, you can choose the tenure that suits your financial plan while keeping your capital secure.

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Term Deposit Account

Minimum Opening BalanceUSD100 or Equivalent   
 Monthly Interest Payment
 TermKHRUSDTHB
 3 Months3.00%2.75%0.75%
 6 Months3.75%3.25%1.25%
 9 Months4.50%4.00%2.25%
 12 Months5.25%4.75%3.25%
 24 Months5.25%4.75%3.25%
 36 Months5.25%4.75%3.25%
 48 Months5.25%4.75%3.25%
 60 Months5.25%4.75%3.25%
 Maturity Interest / Payment
 3 Months3.25%3.00%1.00%
 6 Months4.00%3.50%1.50%
 9 Months4.75%4.25%2.50%
 12 Months5.50%5.00%3.50%
 24 Months5.50%5.00%3.50%
 36 Months5.50%5.00%3.50%
 60 Months5.50%5.00%3.50%
Withdrawal conditionsNot allowed for partial withdrawal   
Rollover Condition at maturity(1) Principal only (2) Principal and interest (3) Close on maturity   
Interest Payment(1) Monthly interest payment (2) on maturity date (3) Upon account closure   
Break before maturityReceive savings interest rate   
Service FeesMonthly service:Free of charge
 Term Deposit certificate:Free of charge
 Mobile Banking:Free of charge 
Re-issuing a Term Deposit Certificate Fee$3.00

Benefits

  • Secure a fixed, competitive interest rate that remains unchanged throughout the chosen term.
  • Choose a deposit period that fits your business goals, ranging from 1 month to multiple years..
  • Available in both KHR, USD, THB to help manage your company’s exchange rate risks.
  • Monitor and manage your corporate finances 24/7 via iBanking.

How to Open an Account

  • Start your banking journey with us today. Opening an account is quick, simple, and convenient. You can get started through any of the following:
    • Visit our nearest branch to speak with our staff directly.
    • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111
    • Simply fill out the application.
  • Required Documents
    • Certificate of Incorporation
    • Memorandum and Article of Association (MoA)
    • Business license
    • Valid Patent with Tax Identification Number (TIN), or, instead of the Patent, a Patent Receipt
    • Board Resolution to open an account
    • Company Extract
    • Valid IDs/Passport(s) of shareholders, ultimate beneficial owner, Board of Directors, Authorized Signatories - Obtain Original and make a copy with Certified True Copy by Bank Staff with signature

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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