Savings & Deposit
Savings & Deposit

Empower Your Business Growth with Secure and Flexible Savings.

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Loan
Loan

Our Business Loan is a powerful financial solution designed to help entrepreneurs and companies achieve their growth goals. Whether you need capital to expand your operations, purchase new equipment, or manage daily working capital, SBI Bank (Cambodia) offers flexible terms and competitive interest rates. We are committed to providing fast and transparent financing to ensure your business remains competitive and successful in today's market.
Trade Finance
Trade Finance

Minimize risks and maximize opportunities in global trade with our expert advisory and comprehensive trade instruments.
Remittance
Remittance

Seamlessly transfer funds locally or internationally through our extensive network of correspondent banks.

Letters of Credit

Letter of credit is a buyer's bank undertaking to effect payment in favor of a seller if it has fulfilled the letter of credit terms and conditions

Detail Information

A letter of credit is the most secure and commonly used instrument in international trade finance. To standardize and unify the requirements and conditions of letters of credit, the International Chamber of Commerce (ICC) has issued its Uniform Customs and Practice for Documentary Credits, well known as "UCP600".
Practically all banks of the world follow UCP600, which means that it does not depend on what country your partner is from; you will have the same approach and definitions in your trade transaction.

A Letter of Credit Type

Import Letter of Credit
Export Letter of Credit Advising
Confirmed Letter of Credit
Transferrable Letter of Credit
Standby Letter of Credit
Back-to-Back Letter of Credit
Discount on LC Acceptance
Shipping Guarantee

Pricing

1. Import Letter of Credit

No	Description	Fee Charge
1	Issuance	0.125% p.m., min. USD50 Plus cable fee USD50
2	Amendment	Amount and Expiry Date: 0.125%, min. USD40 plus cable USD30
2	Amendment	All other: USD30 flat plus cable USD30
3	Cancellation	USD50 plus cable USD30
4	Acceptance (Usance Bill)	0.10% p.m, min. USD50 plus cable USD30
5	Settlement	0.15% min. USD25 plus cable USD15
6	Reimbursement	USD40 (from Beneficiary)
7	Discrepancies	USD50 plus cable USD30 (from Beneficiary)

2. Export Letter of Credit

No	Description	Fee Charge
1	Advising Charge	USD30
2	Confirmation Charge	0.125% p.m., min. USD50 plus cable USD30
3	Acceptance (Usance Bill)	All other: USD30 flat plus cable USD30 (from beneficiary)
4	Discrepancies	0.12% p.m, min. USD50 plus cable USD30
5	Documents examination/ Negotiation	0.15% min. USD50
6	Transfer	0.125% min. USD50 plus cable USD30

Benefits

As the most secure instrument in trade finance, the bank guarantees payment to the seller once all terms and conditions are met, eliminating the risk of non-payment.
Adheres to the International Chamber of Commerce's UCP600 rules. This ensures that no matter which country your partner is from, the definitions and procedures remain consistent, reducing misunderstandings.
Since practically all banks worldwide follow these uniform rules, you can trade with confidence knowing there is a standardized approach to your transaction.
Provides a solid foundation for trading with new international partners by replacing the buyer's credit risk with the bank's creditworthiness.

Request Form

To help you get started quickly, we have provided all essential Trade Finance application forms here. Simply download and complete the relevant documents to initiate your trade services efficiently.

Application for Irrevocable Letter of Credit Form (Click to Download)
Application for Letter of Credit Amendment/Cancellation Form (Click to Download)

For More Information

Visit our nearest branch to speak with our staff directly.
Contact our Call Center for Guidance and Support via Facebook Page or call: 023 980 888 / 093 671 111

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.